Collaboration among states improves program

By Kendra DePaul, BWC Other States Coverage Manager In late August, underwriting consultant Julie Phillips and I traveled to the User’s Conference for Other States Coverage. The conference was hosted by United States Insurance Services (USIS) who is the vendor we work with, along with Zurich American Insurance to offer workers’ comp coverage outside the … Continue reading Collaboration among states improves program

Total Worker Health – the next step in workplace evolution

By Greg Williams, BWC Occupational Safety and Hygiene Fellow When I was little I remember hearing stories of the Industrial Revolution in school. I remember accounts of children, my age or younger, having to go to work to support their families, often in abhorrent conditions. Eastern Illinois University describes it this way: “Young children working … Continue reading Total Worker Health – the next step in workplace evolution

Make your business a falls-free zone!

September is Falls Prevention Awareness Month Submitted by STEADY U Ohio, an initiative of the Ohio Department of Aging Older adults probably play an important role in the success of your business, both as consumers and employees. That is, until they fall down. One in three older adults will fall this year. Every five minutes, … Continue reading Make your business a falls-free zone!

Protecting Ohioans in agriculture

By Erik Harden, BWC Public Information Officer Agriculture has always been a critical component of Ohio’s economy and one of the state’s major industries for employment. According to the National Safety Council, agriculture is also the most hazardous industry in the country. Each day, almost 100 agriculture workers in the U.S. suffer a lost-time work … Continue reading Protecting Ohioans in agriculture

Opioid infographic illustrates BWC’s success, pharmacy leadership

Document’s release coincides with director’s retirement By Nick Trego, Clinical Operations Manager, Pharmacy Department BWC’s communications department recently completed an infographic summarizing our work over the last six years to rein in excessive opioid prescriptions and the dangers they pose to injured workers, namely abuse, addiction and death. Using a mix of colors, illustrations and … Continue reading Opioid infographic illustrates BWC’s success, pharmacy leadership

BWC fraud investigators secure 8 convictions in August

Business owners, claimants and a healthcare provider who attempted to cheat the Ohio Bureau of Workers’ Compensation (BWC) are among eight convictions secured by the agency in August. The cases bring the year’s total convictions for BWC’s special investigations department (SID) to 100. “Employer premiums are set aside to care for Ohio’s injured workers,” said … Continue reading BWC fraud investigators secure 8 convictions in August

Motivation equals success

By Jim Landon, RN, and Mukesh Kumar Singh, CFE, LLM, MBA, BWC Compliance & Performance Management In any workers’ compensation claim, motivation is always a key factor in not only the rehabilitation of the injured worker but for a successful return to work. While this holds true in any industrial injury claim, it’s particularly true … Continue reading Motivation equals success

Investing in safety is good business

By Sarah D. Morrison, BWC Administrator/CEO Recent research published in the Journal of Accounting and Economics finds that managers of U.S. companies struggling to meet earnings expectations may risk the health and safety of workers to save on costs and please investors. We at the Ohio Bureau of Workers' Compensation believe skimping on safety to … Continue reading Investing in safety is good business

Ohio man who kept on truckin’ convicted of workers’ comp fraud

A Madison County truck driver who claimed he was permanently disabled from a work injury in 1999 pleaded guilty Wednesday to workers’ compensation fraud after investigators discovered him driving a truck again for another employer. Michael Humble, 48, must pay $3,834 in restitution to the Ohio Bureau of Workers’ Compensation (BWC), according to his sentence … Continue reading Ohio man who kept on truckin’ convicted of workers’ comp fraud

Have you ever wondered how BWC calculates your workers’ compensation insurance premium rate?

By Christopher S. Carlson, FCAS, MAAA, BWC Chief Actuarial Officer It all comes down to an equation:      Modified premium rate +   Administrative cost rate +   Disabled Workers’ Relief Funds assessments =   Blended insurance rate per $100 of payroll With the definitions in the sidebar as reference, let’s break down the formula: All employers … Continue reading Have you ever wondered how BWC calculates your workers’ compensation insurance premium rate?