Don’t look at the sun and other not-so-obvious tips!

By Sharon Roney, BWC Library Administrator

Monday, Aug. 21, will be the first solar eclipse to pass over the continental United States since 1979.

Ohio will not experience a total eclipse, which is where the shadow of the moon totally blocks the sunlight hitting the earth. We will experience between 85 to 95 percent totality depending on where you are in Ohio – less in the northeast corner of the state and more in the southwest.

What this means for you is that it will be unsafe anywhere in Ohio to look at the eclipse as it is happening without appropriate protection. There will always be a small area of the sun uncovered by the moon. So, what is appropriate protection?

  1. Special eclipse glasses that comply with the ISO 12312-2 international safety standard
  2. Welders glasses with at least shade 12 lenses
  3. Telescopes or binoculars with solar filters

If you work outdoors you may be tempted to take a peek at the sun when the eclipse is at its fullest here. Don’t! You will damage your eyes, possibly permanently.

Be sure to inform anyone working on a job site about this danger. If employees want to go outside to view the eclipse, warn them of the dangers. Visit NASA’s website for detailed eclipse information, including eclipse safety.

An eclipse is an interesting experience. The air will become cooler, streetlights may come on and birds may stop singing. Even if you don’t view the sun through your protective lenses, the experience of an eclipse is unique. Stop and look around at the changes it brings to your environment.

If you miss this eclipse, the next one to visit our area will be in April 2024 and a large part of northwestern Ohio will be in its path on that date. If you really get the eclipse bug, you can find worldwide future eclipse events at the Great American Eclipse website.

Cleaning company owner soils record in workers’ comp scheme

A northwest Ohio woman with lapsed workers’ compensation coverage pleaded guilty last month to felony charges of tampering with records after investigators found she obtained new coverage under her employees’ names to avoid paying her debt to the Ohio Bureau of Workers’ Compensation (BWC).

Donna Roethlisberger, owner of Complete Cleaning of Northwest Ohio, pleaded guilty to two third-degree felony counts of tampering on July 20 in the Putnam County Court of Common Pleas. Third-degree felonies carry a maximum penalty of five years in prison and a $10,000 fine.

BWC’s special investigations department (SID) opened its investigation of Roethlisberger after receiving an allegation from the Putnam County Sheriff’s Office advising it had received a complaint from a woman who used to work for Roethlisberger. The former employee told the sheriff’s office that after filing her taxes she was notified the state was not issuing her a refund because of the debt she owed BWC for her cleaning business. The woman advised she never owned a cleaning business.

BWC’s confirmed the employee’s allegation. In addition, investigators discovered Roethlisberger opened another BWC policy under a different employee’s name after she let the first fraudulent policy lapse. Roethlisberger confessed when confronted by investigators.

Ohio law requires employers to carry workers’ compensation coverage. Oftentimes, employers must produce a certificate of coverage when entering contracts with other businesses or government entities for their service.

“It’s disappointing to see employers concoct schemes like this to avoid their responsibilities under the law,” said SID Director Jim Wernecke. “We appreciate the challenges of running a business, but if an employer is falling behind on their BWC premiums, they need to call us and we’ll work with them. Cutting corners or trying to cheat the system will always cost them more in the long run.”

Roethlisberger’s sentencing is scheduled for Aug. 30.

To report suspected workers’ compensation fraud, call 1-800-644-6292 or visit bwc.ohio.gov.

Continuing the workers’ comp conversation

By Kendra DePaul, BWC Other States Coverage Manager

Oklahoma: home to Will Rogers, Route 66 and CompSource Mutual Insurance Company – host of the 2017 Annual Conference of the American Association of State Compensation Insurance Funds (AASCIF). AASCIF is an association of workers’ compensation state funds from 26 different states, plus 8 workers’ compensation boards in Canada.

The conference was held in Oklahoma City in late June and hundreds of attendees gathered from around the country to discuss hot topics in the workers’ comp industry.

As was mentioned in a previous post, three BWC employees are members of AASCIF’s committees tasked with planning session topic and finding speakers for the annual conference. Michael Rienerth, Ergonomics Technical Advisor is on the Safety and Health Committee. Bill Teets, Communications Director is on the Communications Committee and I am on the Enterprise Risk Management and Underwriting Committee.

Along with planning sessions, committee members were also asked to share their knowledge and experience at track sessions at this year’s conference. Mike presented on violence in the workplace. Bill presented on crisis communication and the strategy of thought leadership. And I presented on state to state coverage conundrums.

Shadya Yazback, our Chief of Enterprise Services, also presented a session on preparing the business for large scale IT changes.

Additional sessions were held on the use of predictive analytics, the state of the economic, emerging technologies, telemedicine, and other topics affecting the industry as a whole.

Two of the main session speakers, Richard A. Clarke, Former National Security Advisor and Frank Abagnale, American Security Advisor (you may know him from the movie Catch Me If You Can), discussed the importance of safeguarding our personal information and the constant threat of cyber security.

We also heard the inspiring story of an Oklahoma City Bombing survivor and the friendship that developed with her rescuer. The story reinforced the amazing capacity of people to heal from wounds (both physical and metal) and the important role of the people who support them through their recovery.

In addition to the speakers, AASCIF holds an annual Communication Awards competition. I am happy to report that BWC won two awards this year. We received 2nd place in the Excellence in the Writing category for the “Trek through Nepal” article. And we won 1st place in the Print Marketing Piece category for a marketing piece we created for Other States Coverage. Working with the communications department, we targeted our marketing to a specific group of employers based on their size and the type of work they do. The marketing piece generated several inquires and we ended up issuing three policies, meaning we received a return on our investment.

As always, the conference was a whirlwind of activities. In addition to educational sessions, we spent time getting to know members of the other states workers’ comp funds, discussing ways to improve our operations and even having a little fun. Since we were in Oklahoma, we couldn’t close the trip without experiencing a rodeo and visiting the National Cowboy and Western Heritage Museum. Yee Haw!

Woman commits fraud seeking medical benefits through workers’ comp

A Columbus woman pleaded guilty to workers’ compensation fraud this week after filing three false claims for medical benefits since 2012.

Shardette Nyarko, 36, pleaded guilty Tuesday to a first-degree misdemeanor charge of workers’ compensation fraud in the Franklin County Court of Common Pleas. A judge fined her $100, then suspended the fine.

Investigators with the Ohio Bureau of Workers’ Compensation discovered Nyarko’s false claims last year while conducting a routine review of disallowed injury claims. They found Nyarko filed a false claim in April 2016 and two in 2012. Nyarko stated in her claims that she was at work at the time of her injuries, but investigators determined she was not employed at the time she said she was injured.

When questioned by investigators, Nyarko explained that she needed medical treatment she could not afford.

To report suspected workers’ compensation fraud, call 1-800-644-6292 or visit bwc.ohio.gov.

Home may be sweet, but is it safe?

By Kendra DePaul, BWC Other States Coverage Manager

“If you want to be safe today, go to work.” That is a quote from Steve Casner’s book titled “Careful: A User’s Guide to Our Injury-Prone Minds.” I recently finished the book and was surprised to learn the major sources of injuries, and the risks we should be aware of in our day-to-day activities.

At BWC, we have keen insight on occupational accidents and how to prevent them. We are fortunate to have our Division of Safety & Hygiene, which works tirelessly to educate employers on the importance of safety and what they can do to improve conditions in workplaces. And it has worked! Recently Ohio has outperformed the national trend in reducing workplace injuries. Employers and employees throughout the state have gotten the message that safety is important.

The book shows that although occupational safety has made great strides, something happens when we leave work; we forget all that we learned about being safe. We get distracted and take risks, which leads to a growing number of non-work-related injuries and deaths. Consider this: in 2014, just fewer than 3 percent of all unintentional injury fatalities happened at work. For comparison, a shocking 50 percent of these fatalities happened in our homes.

The statistics suggest our homes are dangerous places with disaster lurking around every corner. But how can our “home sweet home” be so full of peril? The book goes on to explain that our workplaces have instituted a culture of safety, training us on doing our jobs safely with rules and checklists. At home, we are pretty much on our own, and the data shows we do a pretty bad job at being safe.

To summarize many of the book’s statistics, I would say – BEWARE OF THE DIY PROJECT. I know many of us take on home improvement projects to save a buck or because we may actually enjoy working around the house. But many of the unintentional injuries happen because we really don’t know what we’re doing. How often do we use the right tool for the right job, and use it correctly? The book says when you take note of the reasons people visit the ER, you realize not many of us have learned how to use tools correctly. We also forgot that we are amateurs and do not put a plan in place for the inevitable errors we will make. When is the last time we put on a harness when we cleaned out the gutters or stood on a chair instead of using a ladder? All too often, these small lapses in judgment end in disaster.

The other issue is that we are all in such a darn hurry! Everyone is flying around trying to pack hundreds of activities into a 24-hour day. We speed in our cars, run through yellow lights, are constantly distracted by our cell phone, and always multi-tasking to get things done. The book clearly illustrates that multi-tasking is useless and dangerous because we can only really pay attention to one thing at a time. And if we realized the risks we take in our cars to save a minute or two, we would clearly understand that the amount of time saved is not worth it.

The same goes for walking. We all learned to look both ways when crossing at the crosswalk, but in 2015 a pedestrian was killed by a car every two hours. And 78 percent of those fatalities happened when people were crossing in a non-intersection. We quickly throw out the window everything we learned in Safety Town to save a minute or two of extra walking.

So what is the solution? How do we take what we know prevents workplace injuries and apply it in our everyday lives? A large part of it is being aware that the real risks to our lives are not murders, shark attacks or airplane crashes, but driving down the street and completing our household chores. It is taking a moment or two to think through how to mitigate risk in our lives and practicing it every day. If nothing else, it is putting our phone down when we’re driving and paying attention to the world around us.

Here at BWC, we are developing an educational campaign to generate awareness of safety behaviors that apply both at home and at work, specifically as it relates to the areas of slip, trips, falls, overexertion and driving. We want to educate all Ohioans on avoiding these types of injuries, and ultimately change behaviors to create a culture of safety that follows Ohioans from work to home and from home to work.

Related
Handout – Safe at Work, Safe at Home