Memorial Day

A Day to Remember and Honor

By Judi Grant, BWC Electronic Design Specialist

Memorial Day is a day to honor the men and women who have died while serving in the United States Armed Forces.

One special veteran always comes to mind – my grandfather, Raymond Harley Petty. I honor his memory on this day, and I think about all the veterans who have made the ultimate sacrifice for our country.

Although we never met, I carry the impression my grandfather left on my family — respect and love for country, and service to it.

Grandpa enlisted in the Army March 26, 1943, in Columbus. He was 27 and married to my maternal grandmother, Millie.

Pvt. Petty was assigned to the 823rd Tank Destroyer Battalion, which shipped out from Boston on April 6, 1944. His battalion arrived in England on April 17, 1944, then landed at Omaha Beach in Normandy, France, just weeks after D-Day. From there, all my family knew was that my grandfather died from wounds suffered in Germany.

I had searched for years for details on his death. All my inquiries ended the same way, “I’m sorry, all records were burnt in a fire.” In 2019, my father-in-law, Don Grant, a veteran himself, found the answers I was seeking.

We learned my grandfather’s war wounds cost him his left leg, and he died of a blood clot on Nov. 16, 1944 in a hospital in Cambridge, England. Before passing, he received the Purple Heart.

Seven days later, my mother, also named Millie, turned 1. My grandfather had seen pictures of her, but the two never met.

For four years, my grandfather’s remains lay in a beautiful U.S. Military Cemetery in Cambridge, 42 miles northeast of London. In 1948, the Army moved his remains to his final resting place in Beckett Cemetery in Commercial Point, Ohio, about 25 minutes south of downtown Columbus in Pickaway County.

Thanks to my father-in-law’s research, we learned Grandpa was eligible for more than the Purple Heart. In 2018, we received four additional medals, including the Presidential Unit Citation.

I was so proud I immediately framed the medals and other mementoes in a shadow box that hangs in my home office.

Still, something was missing.

I’ve been saddened over the years that I never had a picture of my grandparents and mother together. But that changed last year. On my mother’s birthday, I was looking through old photos and discovered one I had never seen —my grandfather, dressed in full military uniform, standing close to my grandma, who was pregnant with my mother at the time.

I found what I needed.

I am beyond grateful for my grandfather’s sacrifice and that of so many others. On this Memorial Day, as I always do, I’ll ache for the life cut short, the young man who never held his only child, the father my mother never knew. But I will celebrate his life, too.

Thank you, Grandpa.

Military details courtesy of www.tankdestroyer.net.

BWC nurse battles COVID-19 on front lines

May is National Nurses Month. BWC nurse tells her story.

By Jennifer Wolford RN, Medical Service Specialist, Ohio Bureau of Workers’ Compensation

Away from my BWC job as a medical service specialist, I work as an intermittent nurse in an emergency department (ED) at an Akron-area hospital on weekends. Since the community spread of COVID-19 began, being an ED nurse means the odds of being exposed again and again to this virus are virtually guaranteed.

BWC nurse Jennifer Wolford, RN, works on weekends in the emergency department at an Akron-area hospital.

My colleagues and I can’t see this invisible killer, of course, but we see its impact on our patients and on each other. Not just the physical symptoms, but the fear — you can see it on their faces, you can feel it. We’ve watched patients die from this disease.

I wear a face mask and face shield for my entire 12-hour shift to protect myself and my co-workers. After my shift ends, I cover my car seat with a towel and wipe down my door handles, steering wheel, and other parts with Clorox wipes. When I come home, I immediately put my clothes into the washing machine on sanitize. I use a Clorox wipe to clean anything I touched.

After I shower, I again sanitize everything I touched. I keep a safe distance from my family. Basically, I treat myself as though I actually have COVID-19 because we know people with the disease might have it for days and weeks without showing any symptoms.

This is my life. I have a son with multiple disabilities; I can’t take any risks. Until there is a vaccine, my reality looks a lot different – this is my new normal.

Respect the virus

This is everybody’s new normal, actually. That’s why I support Governor Mike DeWine’s encouragement for all of us to wear a face mask in public where other social distancing measures are difficult to maintain. You may believe you don’t have the virus, or you may feel silly wearing a mask, but none of us is safe from this disease.

Case in point: My family has a friend who is just 58 and otherwise healthy, no co-morbidities. He had the coronavirus and was on a ventilator for nearly three weeks. Thankfully, he is recovering now. Unlike my friend’s mom, my ex-husband’s stepfather, and perhaps someone you know, too.

A colleague asked me the other day, “You work at BWC now, why put yourself at risk working in an emergency department, especially these days?”

I’m a nurse, I told him. It’s what we do.

The American Nurses Association promotes May as Nurses Month to support and recognize nurses for their contributions in crises and for their ongoing roles in meeting the needs of patients and their communities.

May 2020: Celebrate National Nurses Month and Year of the Nurse

By Mary Charney, BSN, RN, BBA, Director of Nursing

Nurses are heroes. Nurses make a difference.

Not just in these challenging times during our battle with the coronavirus (COVID-19), but in our everyday lives and those of Ohio’s injured workers. The value that nurses contribute to health care and their role in society is why our nation is celebrating National Nurses Month in May during the International Year of the Nurse and Midwife 2020.

This well-deserved recognition honors the 200th anniversary of Florence Nightingale’s birthday on May 12. She founded our modern nursing profession.

BWC’s nurses lead at work, home

The value nurses bring to our customers goes way beyond the bedside. While most of BWC’s 61 nurses do not see patients face-to-face every day, they greatly impact Ohio’s injured workers, employers, and their coworkers’ lives. They work in a variety of areas, from medical policy, legal, and employee health to rehabilitation, claims management, compliance, and clinical advisement.

Many of our nurses serve as a medical resource to answer questions from Ohio’s injured workers, providers, managed care organizations, and their coworkers. Others are serving their local communities by working in a hospital emergency department or by making personal protective equipment. Many are assisting their families, friends, and communities with health issues and serving as their advocates.

We, along with the rest of the nation, devote this month and this year to highlighting the diverse ways registered nurses work to improve health care. In honor of National Nurses Month and the Year of the Nurse, thank our nursing professionals for what he or she does every day at work and within our communities. Nurses make a difference by excelling, leading, and innovating for us throughout our lives.


Largest, most trusted health-care profession

In an 18-year running streak, Americans rated nurses as the No. 1 most ethical and honest profession, according to the most recent Gallup poll. This is another reason to celebrate nurses during the Year of the Nurse and it also shines a light on the nursing profession.

The American Nursing Association states that now more than ever, we need to support and recognize nurses for their contributions in crises and for their ongoing roles in meeting the needs of patients and their communities. In these challenging times, we encourage you to promote nurses’ health and well-being and to honor them in every way you can.

Thank you, nurses!

Every nurse has a heart-felt story to tell of how he or she has helped someone during their varied careers. Every day, BWC’s nurses strive to serve as the best resource and provide exemplary service for Ohio’s injured workers and our employees.

BWC’s nurses use their knowledge, talents, dedication to service, and compassion to assist others. I have never reached out to a nurse asking for help with a project or with a workers’ comp claim issue and not received this quick response – “Of course, I will help.”

Here is one of my favorite quotes by Maya Angelou: “As a nurse, we have the opportunity to heal the heart, mind, soul and body of our patients, their families, and ourselves. They may not remember your name, but they will never forget the way you made them feel.”

Take time to thank a nurse today to let them know how much you appreciate their efforts to go above and beyond for all of us. We honor our nurses during National Nurses Month for their hard work and service all year long!

They are truly heroes without capes.

The American Nurses Association promotes May as Nurses Month to support and recognize nurses for their contributions in crises and for their ongoing roles in meeting the needs of patients and their communities. 

In challenging times, BWC delivers

Up to $1.6 billion for employers among several measures aimed at weakening COVID-19’s impact

#InThisTogetherOhio

By Stephanie McCloud, BWC Administrator/CEO

One of our core values at the Ohio Bureau of Workers’ Compensation is Relentless Excellence — we are unyielding in our delivery of outstanding service to our customers.

Not just sometimes or in ordinary times, but all the time. This includes the extraordinary times we find ourselves in today given the challenges the COVID-19 pandemic presents to our economy and virtually every facet of our daily lives.

I hope our customers — Ohio’s injured workers and our employer community — would agree. When the COVID-19 crisis emerged in early March, Governor Mike DeWine called on his agencies, including BWC, to do all we can to support our fellow Ohioans and our business community through these unprecedented times.

We’re doing our best. Take a look.

  • We are sending our private and public employers up to $1.6 billion this month — 100% of the premium they paid in policy year 2018 — to ease COVID-19’s impact on their bottom line and our economy. We started sending checks on Monday, April 20, and should wrap up by Monday, April 27.
  • Before our Board of Directors approved our dividend April 10, we deferred premium payments for employers for March, April, and May until June 1.

“BWC will not cancel coverage or assess penalties for amounts not paid because of the coronavirus pandemic,” said Lt. Governor Jon Husted, announcing the deferment on March 21 during Governor DeWine’s daily press briefing. “Installment payments due for the three-month period are totaled at approximately $200 million, and that money will now stay in the economy.”

  • We are working with injured workers to gather the necessary medical evidence to continue benefits that were set to expire on April 30.
  • We have created a special team to handle the newly filed COVID-19 claims to provide them with careful attention.
  • We relaxed or waived deadlines for the following programs that save employers money on their premiums. We are applying the discounts automatically.

– Drug Free Safety Program.
– Grow Ohio.
– EM Cap.
– Industry Specific Safety Program.
– One Claim Program.
– Policy Activity Rebate Program.

  • When Governor DeWine and other state leaders called on all Ohioans to help shore up Ohio’s personal protective equipment (PPE) supply, BWC responded. Our employees across Ohio uncovered and donated hundreds of N-95 masks, safety goggles, nitrile gloves, hand sanitizers, wipes and more.
  • We have stopped pursuing collections efforts.
  • We continue to make timely payments to our medical providers.
  • We are embracing the use of telemedicine to help injured workers connect with their medical and therapy providers.
  • We continue to issue new workers’ comp policies.
  • We are temporarily waiving some annual requirements for self-insured businesses to ensure they continue operations with certificates of coverage.

Here are some other actions our state is taking to help us through this difficult time:

  • Governor DeWine and Lt. Governor Husted have launched a new “Ohio, Find It Here” campaign to help residents support businesses during the COVID-19 pandemic. Please visit ohio.org/SupportLocalOhio.
  • The state is asking residents and businesses who can donate personal protective equipment (PPE), or any other essential service or resource, to please email Together@Governor.Ohio.Gov.
  • Ohioans can apply for unemployment benefits online 24 hours a day, seven days a week, at ohio.gov. It is also possible to file by phone at 877-644-6562 or TTY at 888-642-8203, Monday through Friday, 8 a.m. to 5 p.m. Employers with questions should email UCTech@jfs.ohio.gov.

Clearly, business is NOT as usual in Ohio, but our work continues, and we remain committed to excellent service for our customers.

Remember — We are #InThisTogetherOhio.

For more on our programs, visit bwc.ohio.gov. For more on COVID-19 as it relates to BWC, visit this Frequently Asked Questions page. For other questions about COVID-19 related to BWC, you can email BWCCOVID19@bwc.state.oh.us.

For the latest on COVID-19 in Ohio, visit the Ohio Department of Health website coronavirus.ohio.gov, or call 1-833-4-ASK-ODH.

BWC cancels Ohio Safety Congress & Expo due to Coronavirus concerns

ONLINE OPTION STILL ON

By Tony Gottschlich, Public Relations Manager

At the direction of Governor Mike DeWine, BWC Administrator/CEO Stephanie McCloud cancelled this week’s Ohio Safety Congress 2020 in-person event due to concerns surrounding the Coronavirus disease (COVID-19).

“The health and safety of Ohioans remain our top concern, and we must take every precaution to protect our citizens,” said BWC Administrator/CEO Stephanie McCloud, following the direction of Ohio Governor Mike DeWine and local and state health leaders and experts.

Through emails, social media, and website postings, Administrator/CEO McCloud and safety congress staff informed the 8,600 registered attendees about the cancellation, as well as BWC employees, employers, vendors and other stakeholders in the annual workplace health and safety event, BWC’s 90th this year. BWC will reimburse vendors for their booth space.

Safety congress’s new online component, however, will go on as scheduled, providing the opportunity to secure continuing education credits for professionals in the health care, human resources, safety, and legal communities.

The 8,600 who registered for the in-person event were enrolled automatically for online sessions scheduled for Wednesday and Thursday. The online option includes the conference kick-off at 9:30 a.m. Wednesday.

If you planned to attend any of the educational sessions, please consider the online options available at Ohio Safety Congress & Expo.

Governor DeWine and BWC encourage all of you to stay up to date on the latest COVID-19 information by visiting the Ohio Department of Health (ODH) website coronavirus.ohio.gov and the federal Centers for Disease Control and Prevention. ODH also has a call center open seven days a week from 9 a.m. to 8 p.m. to answer questions regarding COVID-19. The call center can be reached at 1-833-4-ASK-ODH (1-833-427-5634).

Why the Ohio Safety Congress & Expo is the best value around

By Bernie Silkowski, Superintendent, BWC Division of Safety & Hygiene

In my role with our Division of Safety & Hygiene, I realize the importance of keeping our staff current on the latest updates and trends in workplace safety. I also understand the constraints tight budgets can have on getting this important training and education to workers.

Fortunately, we’re offering the 2020 Ohio Safety Congress & Expo (OSC 2020) starting next Wednesday in Columbus.

Our safety congress, now in its 90th year, is the largest free work-safety event in the U.S., and it’s right here in your backyard!

The value of OSC 2020
OSC 2020 is more affordable than any other safety conference in the U.S. Perhaps best of all, registration is free. The central Ohio location also makes OSC 2020 a conveniently located and reasonably-priced option for you or your workforce to attend. All you have to cover is transportation, food, and lodging (see breakdown below).

Expense Rate Total
Registration $0 $0
Two nights hotel (average) $135 $270
Transportation Varies ——
Parking $15 $60
Meals/expenses
(days at estimated per diem)
$66 $198
Total average cost $528 + transportation

By comparison, registration alone for other workplace safety conferences can range anywhere from $190 to $1,100.

At our three-day event you and your workers can attend educational sessions that include basic and advanced-level instruction on technical safety topics, safety management and culture, training, ethics, technology, health and wellness, emergency preparedness, and more – all topics that are so important in protecting your workforce and managing workers’ compensation costs. This education can be used for most BWC discount programs and as continuing education credit for many professional certifications, including certified safety professional, certified industrial hygienist, and human resource designations.

You can also visit the Expo Marketplace, where you’ll discover 300 companies displaying their latest safety and health services, equipment, and technologies.

Attendees tell us year after year how much they learn at OSC and the valuable connections they make at the conference. They also tell us this is the only safety conference they attend because the value and quality rivals that of national and international conferences.

It’s all right here in Ohio March 11-13.  I hope to see you and your employees there!

Click on the image below to register for #OSC2020.

BWC board reduces rates for Ohio’s private employers

Employers will pay $132 million less in premiums next year

Ohio’s private employers will pay nearly $132 million less in premiums to the Ohio Bureau of Workers’ Compensation next fiscal year under a 13% rate reduction the agency’s Board of Directors approved last week.

The reduction marks BWC’s third largest rate cut in 60 years and follows the agency’s largest rate reduction (20%) that the board approved last year.

“The employers and employees we cover in our system continue to experience fewer and less costly claims, so we’re happy to pass these savings along to our employer community,” said BWC Administrator/CEO Stephanie McCloud. “It’s our hope employers will use these savings to invest in the safety and wellness of their workplaces.”

The rate reduction becomes effective July 1, the start of state fiscal year 2021. It will save private employers $131.6 million over this year’s premiums. It also follows a 10% rate reduction for public employers — counties, cities, schools and others — that went into effect Jan. 1. Overall, the average rate levels for the 249,000 private and public Ohio employers in the BWC system are at their lowest in at least 40 years.

Premiums paid to BWC not only cover health care and lost wages for injured workers, they also support BWC’s Safety & Hygiene Division, which offers training, consultations and other services to help employers improve workplace safety. Employer participation in these services has grown by more than 70% since 2010. Total annual claims, meanwhile, have fallen 19% over that time to 84,364 in 2019.

The 13% rate cut represents an average statewide change to premiums and does not include costs related to the administrative cost fund or other funds BWC administers. The actual premium paid by individual private employers depends on several factors, including the expected future claims costs in their industry, their company’s recent claims history, and their participation in various BWC programs.

A history of BWC rate changes since 2000 can be found online by clicking this link.